We are looking for an Underwriter to evaluate and price risk across our portfolio. This role requires a blend of analytical skills and sound judgement to make decisions that protect profitability while supporting growth.

The Role

You will be responsible for evaluating applications and pricing risk in accordance with underwriting guidelines. This includes analyzing financial statements, loss runs, and supporting documentation. You will approve, decline, or refer cases based on risk appetite and authority limits, as well as negotiate terms with brokers, agents, or applicants. Maintaining accurate documentation and rationale for each decision is essential, and you will collaborate with claims, actuarial, and product teams to gain insights into the portfolio.

Responsibilities

• Evaluate applications and price risk according to underwriting guidelines.
• Analyze financial statements, loss runs, and supporting documentation.
• Approve, decline, or refer cases based on risk appetite and authority limits.
• Negotiate terms with brokers, agents, or applicants.
• Maintain accurate documentation and rationale for each decision.
• Partner with claims, actuarial, and product teams on portfolio insights.

Requirements

• 3+ years of experience in underwriting (commercial, personal, life, or specialty).
• Strong analytical skills and judgement on risk.
• Familiarity with underwriting platforms and rating systems.
• Excellent written communication and rationale documentation.
• Working knowledge of relevant regulatory frameworks.
• Professional certifications (CPCU, AU, etc.) are a plus.

What You'll Bring

• Sharp analytical thinking and an instinct for spotting anomalies in data.
• Strong written communication and the ability to translate numbers into narrative.
• High attention to detail and unwavering accuracy under deadline pressure.
• Comfort working asynchronously across time zones.

What We Offer

• Fully remote, flexible work hours.
• Performance-based bonus structure.
• Annual learning & development stipend.
• Health and wellness benefits (varies by location).
• Opportunity to work on high-scale, real-world impact projects.

We welcome applications from all qualified individuals regardless of race, color, ethnicity, nationality, gender, gender identity or expression, sexual orientation, age, religion, disability, marital status, or any other characteristic protected by applicable law. All hiring decisions are based solely on qualifications, skills, and demonstrated ability.